Issue of February 14, 2021
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Use of reference numbers for SSS loan fees to start by April
by Press release

Computer-generated payment reference numbers (PRNs) will be required for short-term loan payments starting April 1, state fund Social Security System said.

Billing months to be covered by the system will be from March onwards.  

The PRN, a system-generated number corresponding to an individual member’s loan billing statement, helps facilitate the immediate and correct posting of loan payments.  

SSS President and Chief Executive Officer Aurora C. Ignacio said the SSS started to implement the use of PRNs for short-term member loan payments last year as part of the fund’s Real-Time Processing of Loans (RTPL) program. Transactions covered by the system include salary, calamity, emergency, and restructured loans.  

“Since November 2020, we have been sending loan billing notices to member-borrowers and employers. This loan billing statement or notice contains a corresponding PRN, which individual members and employers must present when paying at SSS branches with Automated Tellering System (ATS) or any RTPL-compliant collecting partner,” Ignacio said.  

From the first to the sixth day of every month, the SSS generates loan billing statements and notices with PRNs sent to members and employers via email and registered mobile numbers.

In case individual members need to modify the amount to be paid in the statement, they may do so by using their My.SSS account or at SSS branches.  

Employers can make changes only through the My.SSS account, where they must also submit an electronic-Loan Collection List (e-LCL).

They may download these lists from the SSS accounts for offline editing before submission.  

When paying, individual members or employers can print out a copy or capture a screenshot of the PRN Loans Statement of Account with the corresponding barcode, accessed through the “RTPL PRN” module of their My.SSS accounts that are found on They may also present the SMS of loans PRN received from the SSS.

Aside from SSS branches with ATS, loan payments with PRN of members and employers are also accepted through RTPL-compliant partners, Security Bank, and Union Bank of the Philippines.  

Employers may also course PRN loan payments through BancNet’s eGov facility via the Asia United Bank (local), Bank of Commerce, China Bank Corporation, CTBC Bank, Metropolitan Bank, and Trust Company, MUFG Bank, Philippine Bank of Communications, Philippine National Bank (local), Rizal Commercial Banking Corporation, Robinsons Bank, Standard Chartered Bank, and United Coconut Planters Bank.  

Individual members may also repay their loans using PRNs with foreign branches of the Philippine National Bank.  

Other SSS collecting partners are currently undergoing system enhancement and testing to become RTPL-compliant. The SSS will issue advisories once these can start accepting loan payments with PRN.  

RTPL-compliant SSS collecting partners will only accept loan payments with PRN to avoid potential posting errors on PRN and non-PRN systems’ parallel use.  

After payment, individual members and employers will receive a notification through email or SMS confirming their payment and posting.  

Non-PRN loan payments, including those from employers via the Electronic Data Interchange Net facility, will be accepted only until March 31, 2021, through SSS collecting partners (bank or non-bank) that are not yet compliant with the RTPL system requirements and SSS branches with ATS.  

Educational Assistance Loans (EALs) are not yet included in the PRN billing system. Members with EALs may still pay through any SSS branch with ATS or SSS collecting partner using the existing ML1 payment form until further notice.

For more information, follow the SSS on Facebook and YouTube at “Philippine Social Security System,” Instagram at “mysssph,” Twitter at “PHLSSS,” or join the SSS Viber Community at “MYSSSPH Updates.”

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