Issue of August 5, 2018
Mt. Province

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Farmers advised to insure crops, livestock
by Alpine L. Killa

BONTOC, Mountain Province – Farmers and fisherfolk here are encouraged to avail themselves of the crop, livestock, and non-crop agricultural assets insurances of the Philippine Crop Insurance Corporation (PCIC).

The PCIC, an attached agency of the Department of Agriculture, offers an insurance program to farmers and fisherfolk to protect them from possible losses due to natural calamities and other risks such as pests and diseases.

Joselito L. Pasiteng of the PCIC provincial extension office said the application for insurance is free. The insurance claim that an applicant may receive from the PCIC depends on the damage or loss incurred on crops or livestock.

An applicant may get a copy of the application form and submit the same at the Office of the Municipal Agriculturist (OMAG), which is temporarily located at the 3rd floor of the public market building.

Pasiteng advised applicants to visit the OMAG for details about the program.

Assistant Municipal Agriculturist Catherine F. Agcon said that their office is in charge of assisting an applicant to fill up the application form. The interview, assessment, and approval of the insurance assistance shall be conducted by the PCIC.

In the event of losses arising from agricultural risks, the applicant must inform the PCIC through a Notice of Loss within 10 days from the occurrence of the loss and before the scheduled date of harvest.

In the case of perils affecting crops and fruits of crops that are highly perishable, such as blow down in bananas; strong wind or typhoon-related fruit-dropping in mangoes; and typhoon and or/flood affecting vegetable crops, the notice of loss shall be filed within 72 hours or three days from the time of occurrence of the peril. No claim shall be entertained without proof of the filing of the notice of loss.

The claim of indemnity shall be filed by the assured farmer within 30 days from occurrence of loss with the PCIC through the OMAG.

The amount of insurance shall be based on the actual loss of production inputs already applied at the time of loss, prorated cost of harvested crops, salvage value if any, and percentage of yield loss.

The insurance for rice covers a maximum production area of three hectares annually in every household. The insurance shall start from the direct seeding or upon transplanting up to harvesting, provided that the insurance coverage shall commence from the date of issuance of a certificate of insurance cover or from emergence of seed growth.

The filing of application for coverage is any day before the date of planting up to 15 days of planting.

The Fisheries Insurance Program covers the cost of production inputs, the value of the fish farmer/fisherfolk/grower’s labor and those of the members of his own household, including the value of labor of hired workers.

Pasiteng said 40 farmers from Bontoc have already applied for the insurance program since April last year. Farmers from other municipalities also benefited from the program.

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